Mudget

About Mudget

Simplifying household finances through tailored budgets, personalized guidance, and financial education.

The Mudget Story

When my wife and I got married, we started having monthly budgeting meetings—that's where "Mudget" comes from (monthly budget). But we quickly got frustrated with the tools available to us.

Spreadsheets were tedious and always needed updating. The apps we tried focused on tracking where money went rather than helping us actually achieve our financial goals together. Most seemed built for individuals, not households navigating shared dreams and different budgeting habits.

We needed something that didn't exist, so I started building it. As I worked on the solution, I realized our friends and family had the same frustrations when it came to financial planning as a team.

The research backed up what we were seeing: financial disagreements are a leading cause of divorce, with 41% of divorced Gen Xers and 29% of divorced Boomers citing money conflicts as the reason their marriages ended.

That's not the story we want for our generation. Mudget's vision is to make household budgeting less stressful and help families feel confident about their spending and their financial future together. No one should have to hear "don't spend money on that coffee" when grabbing coffee with friends brings you joy.

Our mission is to simplify household budget management and make financial education accessible, engaging, and tailored to every family's unique needs. We believe budgeting should be easy to understand, personalized to your situation, and actually enjoyable.

What Makes Mudget Different

Tailored for You

Every household is different. That's why we create personalized budgets and guidance based on your specific financial situation and goals.

Education First

We don't just track—we teach. Get financial education tailored to your household's journey, turning complex concepts into simple, actionable insights.

Make It Fun

Budgeting doesn't have to be boring. Our gamified approach keeps households engaged and motivated with achievements, streaks, and financial milestones.

Everything You Need

Smart Financial Tracking

  • • Monthly income vs expense tracking
  • • Expense breakdowns by transaction categories
  • • 104 default categories + create your own
  • • Goal creation and tracking

Intelligent Assistance

  • • AI ambient agents for background monitoring
  • • ML forecasting for investment predictions
  • • Orchestrated AI workflows via MCP
  • • Conversational AI financial advisor

Ready to Take Control?

Join the households and young adults who've already simplified their budget management with Mudget.

Join the Waitlist